diff --git a/gui/src/main.rs b/gui/src/main.rs
index f3e1cc3..73c6881 100644
--- a/gui/src/main.rs
+++ b/gui/src/main.rs
@@ -8,6 +8,7 @@ mod error;
 mod firstrun;
 mod keys_page;
 mod policy_form;
+mod policy_page;
 
 const APP_ID: &str = "io.dangerousthings.AuthForge";
 
@@ -60,6 +61,9 @@ fn main() -> glib::ExitCode {
         let keys = keys_page::KeysPage::new(ctx.clone());
         stack.add_titled(&keys.root, Some("keys"), "Keys");
 
+        let policy = policy_page::PolicyPage::new(ctx.clone());
+        stack.add_titled(&policy.root, Some("policy"), "Policy");
+
         // ToolbarView is libadwaita v1_4-gated; the project sticks with the
         // simpler Box layout for portability (see commit c6a5e94).
         let layout = gtk::Box::new(gtk::Orientation::Vertical, 0);
diff --git a/gui/src/policy_page.rs b/gui/src/policy_page.rs
new file mode 100644
index 0000000..7abac95
--- /dev/null
+++ b/gui/src/policy_page.rs
@@ -0,0 +1,183 @@
+//! "Policy" preferences page. Three master stacks as AdwComboRow with
+//! Disabled/Optional/Required. Pre-apply lockout simulation surfaces via an
+//! inline AdwBanner. Advanced expander opens the full stack list (Task 6).
+
+use crate::app_context::AppContext;
+use crate::error::user_message;
+use crate::policy_form::{
+    combo_index_to_mode, group_violations_by_stack, mode_to_combo_index, MODE_LABELS,
+};
+use adw::prelude::*;
+use authforge_common::policy::{Policy, StackPolicy};
+use authforge_common::types::{Method, Mode};
+use gtk::glib;
+use std::cell::RefCell;
+use std::rc::Rc;
+
+const MASTER_STACKS: &[&str] = &["gdm-password", "sudo", "sshd"];
+
+pub(crate) struct PolicyPage {
+    pub root: adw::Bin,
+    ctx: AppContext,
+    /// Working copy of policy, mutated by combo callbacks; sent to daemon on Apply.
+    working: Rc<RefCell<Policy>>,
+}
+
+impl PolicyPage {
+    pub fn new(ctx: AppContext) -> Rc<Self> {
+        let page = Rc::new(Self {
+            root: adw::Bin::new(),
+            ctx,
+            working: Rc::new(RefCell::new(Policy::default())),
+        });
+        let p = page.clone();
+        glib::MainContext::default().spawn_local(async move {
+            p.refresh().await;
+        });
+        page
+    }
+
+    async fn refresh(self: &Rc<Self>) {
+        let daemon = match self.ctx.daemon.borrow().clone() {
+            Some(d) => d,
+            None => {
+                self.render_disconnected("Connect via the Keys tab first.");
+                return;
+            }
+        };
+        match daemon.get_policy().await {
+            Ok(p) => {
+                *self.working.borrow_mut() = p.clone();
+                self.render_form(&p, None);
+            }
+            Err(e) => self.render_disconnected(&user_message(&e)),
+        }
+    }
+
+    fn render_disconnected(self: &Rc<Self>, msg: &str) {
+        let status = adw::StatusPage::builder()
+            .icon_name("network-offline-symbolic")
+            .title("Daemon unavailable")
+            .description(msg)
+            .build();
+        self.root.set_child(Some(&status));
+    }
+
+    fn render_form(self: &Rc<Self>, current: &Policy, banner_msg: Option<String>) {
+        let outer = gtk::Box::new(gtk::Orientation::Vertical, 0);
+
+        if let Some(msg) = banner_msg {
+            let banner = adw::Banner::builder()
+                .title(msg.as_str())
+                .button_label("Force apply")
+                .revealed(true)
+                .build();
+            let me = self.clone();
+            banner.connect_button_clicked(move |_| {
+                let me = me.clone();
+                glib::MainContext::default().spawn_local(async move {
+                    me.apply(true).await;
+                });
+            });
+            outer.append(&banner);
+        }
+
+        let pref_page = adw::PreferencesPage::new();
+        let group = adw::PreferencesGroup::builder()
+            .title("Where MFA is enforced")
+            .description("Disabled = no MFA. Optional = key prompted but not required. Required = blocks login without a key.")
+            .build();
+
+        for stack_name in MASTER_STACKS {
+            let mode = current
+                .stacks
+                .get(*stack_name)
+                .map(|s| s.mode)
+                .unwrap_or(Mode::Disabled);
+
+            let labels: Vec<&str> = MODE_LABELS.iter().map(|(l, _)| *l).collect();
+            let model = gtk::StringList::new(&labels);
+            let combo = adw::ComboRow::builder()
+                .title(*stack_name)
+                .model(&model)
+                .selected(mode_to_combo_index(mode))
+                .build();
+
+            let me = self.clone();
+            let stack_owned = stack_name.to_string();
+            combo.connect_selected_notify(move |c| {
+                let new_mode = combo_index_to_mode(c.selected());
+                me.working
+                    .borrow_mut()
+                    .stacks
+                    .entry(stack_owned.clone())
+                    .or_insert(StackPolicy {
+                        mode: Mode::Disabled,
+                        methods: vec![Method::Fido2],
+                    })
+                    .mode = new_mode;
+            });
+
+            group.add(&combo);
+        }
+        pref_page.add(&group);
+
+        // Apply button row at the bottom.
+        let apply_group = adw::PreferencesGroup::new();
+        let apply = adw::ActionRow::builder()
+            .title("Apply policy")
+            .activatable(true)
+            .build();
+        apply.add_suffix(
+            &gtk::Image::builder()
+                .icon_name("emblem-ok-symbolic")
+                .build(),
+        );
+        let me = self.clone();
+        apply.connect_activated(move |_| {
+            let me = me.clone();
+            glib::MainContext::default().spawn_local(async move {
+                me.apply(false).await;
+            });
+        });
+        apply_group.add(&apply);
+        pref_page.add(&apply_group);
+
+        outer.append(&pref_page);
+        self.root.set_child(Some(&outer));
+    }
+
+    async fn apply(self: &Rc<Self>, force: bool) {
+        let daemon = match self.ctx.daemon.borrow().clone() {
+            Some(d) => d,
+            None => {
+                self.show_toast("Daemon unavailable.");
+                return;
+            }
+        };
+        let pol = self.working.borrow().clone();
+        match daemon.set_policy(&pol, force).await {
+            Ok(r) if r.applied => {
+                self.show_toast("Policy applied.");
+                self.refresh().await;
+            }
+            Ok(r) => {
+                let by_stack = group_violations_by_stack(&r.violations);
+                let summary = by_stack
+                    .into_iter()
+                    .map(|(s, msg)| format!("{s}: {msg}"))
+                    .collect::<Vec<_>>()
+                    .join(" • ");
+                let banner_msg = format!("Would lock users out — {summary}");
+                self.render_form(&pol, Some(banner_msg));
+            }
+            Err(e) => self.show_toast(&user_message(&e)),
+        }
+    }
+
+    fn show_toast(self: &Rc<Self>, msg: &str) {
+        self.ctx
+            .toast_overlay
+            .add_toast(adw::Toast::builder().title(msg).timeout(5).build());
+    }
+}